STATE CREDIT HEAD - MSME ( NBFC )
Hiring For Leading NBFC in Chennai
Experience: 10 to 15 years Posted on: 15/05/2019
Job Description

# 1. Implement Risk, credit policies for MSME Unsecured Loan products. 2. Build relevant credit templates for cash flow, credit analysis and customer assessment. 3. Train Credit policies/templates to Location Sales & credit team. 4. Monthly Monitoring of delinquency trend. 5. Conduct PQR( Portfolio Quality Review ) every month/ required intervals 6. Collection responsibility for mid & Hard Bucket cases. ## . Drive a credit/compliance culture within the team to build a sustainable, profitable MSME portfolio. 2. Maintain the portfolio delinquency within desired NPA level. 3. Maintaining 30+, 60+ & 90+ portfolio delinquency level as per plan. 4. Training the entire vertical for credit proper credit assessment & appraisal. 5. Adhere & Implement External /Internal regulatory norms ##Team work. Ability to work stretch/Multi-Tasking Environment. Effective Communication ability at different levels. Adaptable to complex Work environments& Organizational values Capable of taking independent credit decisions despite Pressure situations. ## Sales Officers will be reporting to this role.Once Channel based sourcing starts this role will be responsible for managing Channels. ## Reporting TO ZONAL CREDIT HEAD

Salary: INR 12,00,000 - 15,00,000 P.A
Industry: Banking and Financial Sector
Location: Chennai
Desired Candidate Profile
Education: MBA/CA or CA inter
Candidate Profile: ## Unsecured Micro /small ticket /Biz loan Credit underwriting. LAP underwriting ( not mandatory) P&L, Balance Sheet, cash flow assessment . Receivables management . Portfolio analysis Team building.

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