REGIONAL CREDIT HEAD - ( HOME LOAN )
Hiring For Leading Affordable housing finance in Mumbai
Experience: 10 to 15 years Posted on: 14/12/2018
Job Description

1. Oversee the underwriting of the loans in the Hub region. 2. Review the underwriting process at Hub level and define process as per available resources and branch requirements. 3. Credit decision on IHLs/LAP/BF cases based on Companies policies, processes and merits of the case. 4. Identify fraudulent practices and mitigate risk through changes in policy and process. 5. Decisioning & Recommending proposal to higher authority with merits, demerits & risk involvement after personal visit of branch employee, getting case sanctioned and disbursed within prescribed turnaround time. 6. Set exposure limits and maintain total sanctioned amount in the hub region for specific projects, builders, customer segments and geographical areas 7. To maintain sanction TAT: Login to Sanction TAT of 7 days to be achieved for 80% of cases. 8. To manage Internal Audit/external Audit and resolved all quarries which was raised by them. 9. Ensuring the delinquency level stays downbeat for portfolio. ## 1. Travelling within region for 5 to 10 Days a month for PD's. 2. Disbursement TAT to be maintain.

Salary: INR 15,00,000 - 16,00,000 P.A
Industry: Banking and Financial Sector
Location: Mumbai
Desired Candidate Profile
Education: Any Graduate .Preferred MBA / Any Professional qualification
Candidate Profile: At least Graduate. MBA or any other Professional Qualification will be an added advantage. Should have minimum 10 years of overall Credit Work Experience. At least 5 years’ experience required in affordable home loan.

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